Point-to-point Encryption

When used with a certified magnetic stripe reader (MSR) or payment terminal, NCR Secure Pay and NCR Counterpoint support point-to-point encryption (P2PE) of credit card and debit card data. Point-to-point encryption, also known as end-to-end encryption, ensures that card numbers, expiration dates, and debit card PINs are encrypted at the point of entry (e.g., the card swipe). Because encrypted card data can only be decrypted by NCR Secure Pay, unencrypted card data is never stored or accessible in your Counterpoint environment.

P2PE requires a certified MSR for the encryption of card swipe data or a certified payment terminal for the encryption of card swipes, manually-entered card numbers, and debit card PINs.

The following MSRs and payment terminals will support P2PE with NCR Counterpoint and NCR Secure Pay:

MagTek Magnesafe Mini MSR
Ingenico iSC250 Payment Terminal
Ingenico iSMP4 Payment Terminal
Ingenico iPP320 Payment Terminal
NCR RealPOS XR7 Point of Sale Terminal with P2PE MSR

Encrypted MagTek Dynamag Magnesafe MSR models will be available for use with NCR Counterpoint and NCR Secure Pay in September 2014, with encrypted Ingenico iSC250 payment terminals to be available later in 2014. However, point-to-point encryption of manually-entered card numbers will not be supported with the initial release of NCR Secure Pay.